PNC Financial Services Group builds independent AI infrastructure

PNC Financial Services Group: PNC Financial Services Group is a major U.S. bank holding company that provides retail, corporate, asset management, and wealth management services nationwide. It is developing its own AI infrastructure, including models and computing resources, to support internal operations without external vendor involvement. This independent approach to AI agents and automation was detailed in recent leadership comments on reducing reliance on third-party technology providers. Banking AI Approach: Major banks are advancing their own AI platforms and agentic tools to handle tasks in risk, compliance, customer service, and operations. Technology Strategy: Financial institutions are prioritizing control over AI infrastructure and models to limit dependence on external vendors and associated costs. Industry Developments: Banks continue scaling AI deployments in 2026 with a focus on agentic capabilities that integrate across existing systems and workflows.