Lendable raises £900M in record consumer asset-backed securitization
Summary
UK digital lender Lendable has successfully raised £900 million ($1.2 billion) through the sale of securities backed by a portfolio of personal loans, marking one of the largest consumer asset-backed securitizations in Britain to date. This event aligns with the broader trend in the UK, which holds the most active securitization market in Europe, experiencing consistent growth in 2026, particularly within consumer and asset-backed segments beyond traditional mortgage products.
Analysis
Lendable: Lendable is a UK-based digital lender specializing in consumer and small business financing, with operations focused on personal loans and related credit products. The firm is backed by major institutions including Goldman Sachs and maintains a presence in both UK consumer lending and international emerging markets credit initiatives. Its recent securitization activity directly supports ongoing expansion of its core personal loan portfolio in Britain. Market Trends: UK securitisation issuance has shown consistent growth in 2026, particularly in consumer and asset-backed segments outside of traditional mortgage products. UK Securitisation Activity: The United Kingdom maintains the most active securitisation market in Europe by both issuance volume and number of deals.
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Related sources
- https://www.bloomberg.com/news/articles/2026-07-09/uk-fintech-lendable-pledges-personal-loans-to-raise-500-million
- https://dbrs.morningstar.com/insights/commentary/482169/the-united-kingdoms-2026-in-structured-finance-so-far-auto-abs-gets-up-to-speed
- https://innovation-village.com/lendable-closes-255m-blended-finance-fund-to-scale-emerging-market-fintech-credit/
- https://capitalpioneer.co.uk/uk-roadmap-sets-tokenised-markets-pace/
- https://www.slaughterandmay.com/insights/new-insights/chambers-and-partners-global-practice-guide-securitisation-2026-uk-trends-and-development/
- https://app.fundz.net/signals/lendable.co.uk
- https://www.bloomberg.com/news/articles/2026-10-01/uk-s-lendable-sells-900-million-debt-backed-by-personal-loans
- https://www.lendinvest.com/blog/two-markets-one-name-what-global-abs-2026-reveals-about-the-future-of-structured-finance/
- https://www.bankofengland.co.uk/speech/2026/april/gareth-truran-the-23rd-conference-on-bulk-annuities
- https://www.africaprivateequitynews.com/p/lendable-msme-fintech-credit-fund